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Carver Bancorp, Inc (AMEX: CNY)

Carver Bancorp, Inc., is the holding company of Carver Federal Savings Bank, a federally charted savings bank. Carver is the largest publicly traded black owned financial institution in the United States. It was founded in 1948 to provide community banking services to New York City's Afro-American and Caribbean community.

From five branches in Harlem, Brooklyn, and Queens, the thrift offers deposit services including passbook savings accounts, money market savings accounts, NOW accounts and certificates of deposit. The loan products include commercial business loans, commercial real estate loans, construction loans and consumer loans including home equity loans, automobile loans, student loans, credit card loans, cash collateral personal loans and unsecured personal loans. Lending is focused on housing (residential mortgages and multifamily real estate loans) and non-residential real estate (churches and commercial properties).

Carver Bancorp, Inc.

75 West 125th Street

New York, NY 10027-4512

Phone: 212-876-4747

Fax: 212-426-6159

Website: <link http: www.carverbank.com>www.carverbank.com

Senior Management

<link http: www.blackentrepreneurprofile.com profile-full archive october article deborah-c-wright>DEBORAH C. WRIGHT

President, CEO & Director

LINDA J. DUNN

Senior VP, General Counsel, & Corp Secretary

MARGARET D. PETERSON

Senior VP & Chief Human Resources Officer

WILLIAM C. GRAY

Senior VP & CFO

FRANK DEATON

Senior VP of Operations

CARMELO FELIX

Senior VP & Chief Auditor

JAMES H. BASON

Senior VP & Chief Lending Officer

DAVID A. HARGRAVES

Senior VP & Chief Retail Officer

Industry Information

Banking

Financial Services

Financial Information

Fiscal Year-End: March

2004 Sales (mil.): $31.5

1-Year Sales Growth: 3.3%

2004 Net Income (mil.): $4.8

1-Year Net Income Growth: 26.3%

2004 Employees: 132

Company Type: Public

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